TIPS for BUYERS

• Get pre-approved for a mortgage being shopping for a new home.  Know what you can afford.
• If you have little or no money to put down on a home, you can still purchase a house.  There are many programs and seller's concessions that make it possible to afford a house and the closing costs.  Your Realtor can explain this to you.
• GRANT MONEY is available.  Email me today for information.
• Before offering a price for a home, your Realtor should give you the comparable properties' prices so you can make a smart, informed choice.  Don't pay more for a home than it is worth.
• Always have a home inspection (NYS licensed) to protect your interests.  A home inspection is customarily conducted after your offer price is accepted by the sellers.  This is done within 3-7 days of contract approval.
• Understand your monthly payment to your mortgage company includes the principal/interest, taxes and insurance.
• It is highly recommended to use a Real Estate Attorney to protect your interests.
• Use a Realtor as a Buyer's Agent.  You do not owe the Realtor any commission for their services.  The commission is paid for by the sellers yet the buyer's agent works solely for you 100% to get you the best price and best terms.